Tool 05 · Income
The gap if your salary
stops before your bills do
Most people save for goals but forget to protect the income that funds them.
- 2 min
- Nothing is stored
- Results downloadable as PDF
1Monthly needs
2Your cushion
3Recovery scenario
Your result
Rp 78 m
Total gap over recovery
Rp 13.000.000
Monthly gap
Rp 50 m
Savings consumed
Rp 108.000.000
Income lost during recovery
Rp 600.000
Suggested monthly budget for income protection
An educational estimate, not financial advice.
Result details
Monthly gap
Rp 13.000.000
Expenses minus cover, every month
Total gap over recovery
Rp 78 m
For 6 months
Savings consumed
Rp 50 m
That is Rp 0 more than you have saved.
Income lost during recovery
Rp 108.000.000
The money that would have been earned but is not replaced by cover.
Suggested monthly budget for income protection
Rp 600.000
A rough rule of thumb is 1–3% of monthly income. Actual premiums depend on age, occupation and health.
Why it's calculated this way
This shows what happens if you cannot work for a few months, and what cover would close the hole.
Share
Know someone who should try this? Send it their way.
For Instagram, copy the link and paste it in your story or bio.
Estimates only, based on the assumptions you selected. Not financial advice or a product recommendation.