Tools
Numbers first.
Then the conversation.
Most people are sold a product before anyone shows them the map or the arithmetic. These nine tools make both visible, using Indonesian costs, inflation and schemes, so you walk into any adviser meeting already knowing your needs and numbers.
- Free
- Nothing is stored
- Results downloadable as PDF
- No product offers
Protect what you have
If something happens to your income, health or life.
❖07 · 4 minFamily protection calculatorIf I die, how much would my family need?You getYour family's protection gap◐05 · 2 minIncome protection gapIf I fall ill and can't work, how long can we last?You getMonthly gap while you recover✚03 · 2 minHealth cover gap checkIf I'm hospitalised privately, how much comes out of savings?You getWhat falls on your savings
Plan your goals
Education, retirement, a home and other personal goals.
◈01 · 2 minChild education plannerWhat will my child's education cost, and how much should I save?You getMonthly saving for education◷02 · 3 minRetirement needs analysisHow long will my savings last after the salary stops?You getThe age money runs out, and the saving needed◇04 · 2 minPersonal goal plannerHome, car, wedding, holiday: how much should I set aside?You getMonthly saving per goal⌂08 · 5 minMy Home PlanIs my mortgage still affordable after the floating rate starts?You getYour true monthly housing commitment
Compare options
Before you sign up for any product.
PYD glossary
Three numbers every family should know
Celah Proteksi, Aset Penghasilan, Bulan Bertahan. Short definitions and quick checks.
Open the glossary →Want some company?
Bring your numbers to a conversation
A licensed Planning Guide can read the results with you. Free, no pressure.
Talk to a Planning Guide →