Health Plan
HealthBPJS and an office cap rarely cover a private-hospital serious illness in full.
A serious illness or hospital stay
Tool 09 · Protection Builder
Drop in your worries.
See the cover that solves them.
Pick what you want to protect.
- 1 min
- Nothing is stored
What matters to you
Tap to add, or drag a card into your box.
If something happens to me
The future I’m building
Things I own & do
Your protection box
ExampleA serious illness or hospital stayMy kids’ education, no matter what
01
Your foundation
02
The future you’re funding
Education Savings
Traditional / Unit-LinkLocks in tomorrow’s fees, with a waiver rider so it keeps funding even if your income stops.
My kids’ education, no matter what
Why it's calculated this way
We’ll map each one to the type of cover that answers it, by category, never a specific product, and link you to size it with real numbers.
This is the map. A Planning Guide draws the plan.
Take your box to a licensed Planning Guide in Jakarta — they turn these categories into an actual plan and product that fits your budget. Free, no pressure, walk away anytime.
Talk to a Planning Guide →How to read this. Labels are cover categories — Traditional, Unit-Linked, Term, Whole Life, Health, Critical Illness, Annuity, Pension, General — the families insurers sell, not a named product or a price. This isn’t financial advice. “Put a number on it” opens PYD’s calculators; a licensed Guide turns the result into a plan.